Third Sun

Third Sun

Tuesday, 05 April 2016 08:14


When there are openings with NeighborWorks Salt Lake, we will post them  here. If you have already applied for a position and you are interested in a current opening, please state your intention to withdraw your previous application. 

YouthWorks Assistant Site Supervisor

Job Description: The YouthWorks™ Assistant Site Supervisor will act as the aid to the Site Supervisor and will provide oversight of up to fourteen youth ages 14-18 in the construction of affordable housing and community beautification projects. The YouthWorks™ Assistant Site Supervisor’s primary responsibilities are: Technical Training, Project Management and Project Development. The YouthWorks™ Assistant Site Supervisor reports directly to the Site Supervisor in conjunction with the YouthWorks Coordinator.

For a full Job Description Click Here.

YouthWorks Assistant Program Coordinator

Job Description: The YouthWorks Assistant Coordinator will assist the Program Coordinator who provides oversight of NeighborWorks Salt Lake youth component. The YouthWorks assistant coordinator’s principal responsibilities are program operations and documentation ensuring the quality and compliance of all components, youth supervision, and working with the YouthWorks staff and Steering Committee.
The YouthWorks Assistant Coordinator reports directly to the Program Coordinator.

For a full Job Description Click Here

In order for us to process your submission, you must:

1. Complete, in its entirety, the NeighborWorks Salt Lake employment application form.
2. Include a cover letter.
3. Include a current resume.
4. Include three professional references.

Please clearly identify the position title, as listed in the job description, in the NeighborWorks Salt Lake employment application, and submit all of these materials to Javier@nwsaltlakeorg

pdfDownoad Employment Application.

Monday, 09 November 2015 11:48

Volunteer with NeighborWorks Utah


Thursday, 03 September 2015 09:57

Salt Lake City AMI Chart

Salt Lake City, UT HUD Metro FMR Area




























The Salt Lake City, UT HUD Metro FMR Area contains Salt Lake County, UT.



Thursday, 03 September 2015 09:56

NeighborhoodLIFT Frequently Asked Questions

What are the terms of the NeighborhoodLIFT funding?

NeighborhoodLIFT funds are provided as a 5 year forgivable loan program for owner-occupied properties. As long as the borrower resides in the home the loan will be forgiven at a rate of 20% each year on the anniversary date of settlement. If the house is no longer a principal residence or the property is transferred, repayment of the balance of funds will be immediately due.

Are there income restrictions for eligible borrowers?

NeighborhoodLIFT funds are available for conventional and VA first mortgage loan borrowers with a HOUSEHOLD income up to 120% of the Area Median Income (AMI). For borrowers using an FHA loan the income limit is 115% of the AMI.   Income Guidelines

If a person living in the home is not included on the loan to purchase the home does their income count in the calculation of household income?

Yes. HOUSEHOLD income is calculated using all income for people ages 18 and older living in the home after the purchase. Income Guidelines

Are there other financial requirements to participate in the program?

You may be required to make an additional down payment contribution from your own funds if your ‘remaining liquid assets’ at the time of settlement will exceed $20,000.

‘Remaining liquid assets’ are defined as your available funds in bank accounts such as checking, savings or money market accounts that are readily accessible without withdrawal restrictions or penalties after you have met any out-of-pocket settlement requirements from your own funds.

Liquid assets do not include Retirement Accounts (such as 401(k), IRA or pension accounts), Investment Accounts (such as stock, bond or mutual funds), Certificates of Deposit (CDs), Business Checking or Savings Accounts.

Liquid asset determinations and contribution requirement estimates are made at the time of the first mortgage loan application. Liquid asset funds that are subsequently transferred to restricted accounts after first mortgage application will not be excluded from contribution calculation requirements.

What first mortgage lenders are eligible to participate in the NeighborhoodLIFT program?

A complete list of participating partner lenders is available here

What is homebuyer education and how do I get it?

Homebuyer education is an eight-hour class that teaches about the home buying process. It includes a one hour session with a certified counselor. You may schedule a class withNeighborWorks Salt Lake  or participate in the online class through partner e-Home America. You may also receive your homebuyer education from any HUD-Approved Housing Counseling Agency in Salt Lake City that has adopted the National Industry Standards for Homebuyer Education and Counseling.

I have a homebuyer education certificate from an agency that is not HUD Approved. Will that be accepted?

No. Only homebuyer education certificates from HUD Approved Housing Counseling Agencies located in Salt Lake City that have adopted the National Industry Standards for Homebuyer Education and Counseling are eligible for NeighborhoodLIFT funds.

NeighborhoodLIFT Approved Homebuyer Education providers:

NeighborWorks Salt Lake
622 West 500 North
Salt Lake City, UT 84116
(385) 252-5438

AAA Fair Credit Foundation
230 West 200 South, Suite 3104
Salt Lake City, UT 84101
(801) 483-0999

Community Development Corporation of Utah
501 East 1700 South
Salt Lake City, Utah 84105
(801) 994-7222

Can I own another home and still qualify for the NeighborhoodLIFT program?

Yes, if you currently own a home but will be selling it prior to closing on the NeighborhoodLIFT property, you can still be eligible for the program. At the time of closing you may not own any additional properties including investment properties.

Are short sale properties eligible for NeighborhoodLIFT funds?

Short sale properties are eligible for the program.  The purchase agreement for the short sale property must be signed by the buyer and the seller to apply for NeighborhoodLIFT funds.  The lender (lien holder of short sale property) must ratify the agreement prior to closing.  NeighborhoodLIFT funds can be used in connection with the financing of a Wells Fargo short sale but only if Wells Fargo is not the new first mortgage lender on the short sale purchase. Another lender must originate the new first mortgage loan.

What expenses can I use the NeighborhoodLIFT DPA Funds to cover as part of my purchase of a home?

NeighborhoodLIFT down payment assistance funds may be used for any eligible purpose including closing costs assistance, down payment assistance, or borrower minimum out-of-pocket investment if allowed by the first mortgage loan program. NeighborhoodLIFT funds may not necessarily cover the closing costs or out-of-pocket requirements of an FHA first mortgage or other type of first mortgage loan. You should consult directly with your first mortgage lender and NeighborWorks Salt Lake to determine how NeighborhoodLIFT program funds may be used in connection with your home purchase. 

Can I qualify for additional incentives along with NeighborhoodLIFT funds?

Yes. There are some programs eligible for layering incentives together with NeighborhoodLIFT funding. Programs include Community Development Corporation of Utah. ( You can also ask your lender about first mortgage incentives.

Q.v How do I know if I am eligible for additional incentive programs?

Eligibility for each program is determined by the program administrators. Contact them directly to participate in their programs.

Are there any properties in Salt Lake City that are not eligible for NeighborhoodLIFT funds?

Yes. Wells Fargo REO (real estate owned) properties are not eligible for NeighborhoodLIFT funds.

What do I need to do following the NeighborhoodLIFT event?

Following the NeighborhoodLIFT event, clients who receive an allocation of funds will have 60 days to obtain a contract on a home, and submit the required documents to NeighborWorks Salt Lake for an eligibility appointment. Clients who do not complete all of these steps will lose their NeighborhoodLIFT allocation. Clients are encouraged to submit the documents following the NeighborhoodLIFT event as soon as they are available.

Once a buyer is determined to be eligible for NeighborhoodLIFT, how quickly will the process move forward?

Once a buyer with a signed purchase and sale agreement is determined to be eligible by NeighborWorks Salt Lake, a commitment letter will be issued with a copy sent to the first mortgage lender. The lender will then prepare documents for closing and provide copies of required documents to NeighborWorks Salt Lake at least seven (7) business days prior to closing. NeighborWorks Salt Lake will then have all documents prepared for the closing.

Will extensions be allowed for clients who do not have a signed purchase and sale agreement on a home within 60 days of the event?

No. Extensions are only available for clients who have met the program requirements and are preparing for settlement.

If a contract falls through can the client change to another property?

Prior to the ending of the 60 day post-launch period, the client can resubmit a valid contract on another home and maintain their eligibility. Once the 60 day period following the NeighborhoodLIFT event is complete, the funding becomes property-specific and if the deal falls through the NeighborhoodLIFT funds are de-allocated.

What happens if I wasn’t pre-approved for a first mortgage at the event?

Clients who were not able to qualify for a loan were offered financial fitness classes and counseling following the event. The classes and counseling are designed to help prepare clients to get approved for a first mortgage. Financial fitness classes are free and provide information on how to manage income and create a budget based on that income, how to save, how to obtain a credit report, as well as how to apply for and use credit.

Thursday, 03 September 2015 09:56

Next Steps

If you have not completed the required steps for an appointment, NeighborWorks Salt Lake can help you work towards homeownership. NOTE: Completing the required steps does not guarantee an appointment. Appointments will open only if NeighborhoodLIFT funds are available after February 17, 2015 or later.

  1. Get pre-approved for a mortgage by an approved participating lender.
  1. Find a house you want to buy and get a signed purchase and sale agreement to purchase that house. You must be in contract and have a signed purchase and sale agreement in hand to apply for NeighborhoodLIFT funds.
  1. Contact NeighborWorks Salt Lake to register for homebuyer education. You may also contact one of the HUD-approved counseling agencies below.

AAA Fair Credit Foundation
230 West 200 South, Suite 3104
Salt Lake City, UT 84101
(801) 483-0999

Community Development Corporation of Utah
501 East 1700 South
Salt Lake City, Utah 84105
(801) 994-7222

  1. Explore other homebuyer programs in your area, such as Community Development Corporation of Utah

Frequently Asked Questions

Thursday, 03 September 2015 09:55

Get Started

To start the application process for NeighborhoodLIFT down payment assistance, you will need to make an appointment to assess your eligibility for the program. Please read and follow the instructions below.

Get Started

  1. Sign up online - here. Appointments are only available online on a first-come, first-served basis. Appointment slots are limited to funds available. NOTE: Appointments CANNOT be made by phone.  
  2. The number of available appointments matches the currently available funds. Once these appointments are filled, the only open appointments will come as the result of a cancellation. No waiting list will be kept—buyers should check the registration site frequently for any new availability.
  3. Submit the two (2) required documents below within 24 hours of making your appointment. Documents must be submitted to . PLEASE INCLUDE YOUR FIRST AND LAST NAME IN THE SUBJECT LINE OF THE EMAIL. Failure to submit these documents within 24 hours or incomplete documents will automatically cancel your appointment. You will need to be able to submit electronic copies of the following documents:
    1. Mortgage Preapproval from a NeighborhoodLIFT Approved Lender (REQUIRED)
    2. Signed purchase and sale agreement, 1st, 2nd and signature pages (signed by all parties) (REQUIRED)
    3. Homebuyer education certificate, if it was completed within the past twelve months (note: successful completion of the eight-hour HBE course is required prior to closing)
      Your lender or real estate professional may be able to assist you with submitting these documents online.
  4. We will confirm scheduled appointment requests within 48 business hours from receipt of all documents. You will receive an email accepting the scheduled date and time—the email will state that your “appointment was accepted”. This is NOT a confirmation of your eligibility for the program.
  5. If you fail to submit all required documents within 24 hours, your appointment request will be cancelled. If you submit only partial documentation, your appointment request will be cancelled. You will receive an email letting you know your appointment request was cancelled.
  6. Attend your appointment to confirm eligibility with the necessary documents in hand. If you do not bring the required documents to your appointment or you fail to show up for your appointment, your appointment will be cancelled and you will be required to schedule a new appointment if/when appointments become available.
  7. You will receive a NeighborhoodLIFT Eligibility Letter if you meet the eligibility requirements and your required documentation is confirmed.
  8. Your lender must submit all required documents to NeighborWorks Salt Lake no less than seven (7) days prior to your closing date.

Frequently Asked Questions

Thursday, 03 September 2015 09:34

Neighborhood LIFT Program Overview

LIFT logoNeighborWorks Salt Lake is proud to be part of the NeighborhoodLIFT program in partnership with Wells Fargo and NeighborWorks® America. Discover the possibilities of homeownership and find out if it’s right for you!

NeighborhoodLIFT Program Information

  • Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties
  • Provides homebuyer education that can prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
  • Assistance is not limited to first-time buyers
  • Annual income of all persons 18 and older living in the home must be at or below 120% of the Salt Lake City Area Median Income (FHA financing, a popular option for NeighborhoodLIFT financing, is limited to 115% of AMI. Other loan programs may have more restrictive income limits).
  • Properties qualified for the Program must be:
  1. Located within the boundaries of Salt Lake City
  2. The primary, owner-occupied home of the buyer(s)
  3. A detached home, townhouse, condominium, 1-4 unit property, or Planned Unit Development
Good news! Limited NeighborhoodLIFT down payment assistance funds may be available on a first-come, first-served basis.

If you are interested in the NeighborhoodLIFT Program, take the quiz below and find out if you are immediately eligible to start the application process.

Eligibility Quiz

  1. Do you have a signed purchase and sale agreement on a home located within the boundaries of Salt Lake City?
  2. Do you have a Mortgage Preapproval from an docxapproved NeighborhoodLIFT lender?

If you can answer YES to ALL questions click here
If you answered NO to ANY question click here

Frequently Asked Questions


  • (385) 252-5438.

nw americaWells Fargo std 2c

Thursday, 03 September 2015 09:13

Bryce Garner

Board Secretary, Resident

Thursday, 03 September 2015 09:13

Tim Tingey

Murray City

Thursday, 03 September 2015 09:13

Omar Hernandez